Finance readiness
Retrofit Bankability & Green Finance
Make your retrofit plan and your evidence fit what a lender's credit committee actually weighs, before you apply.
A retrofit plan built for EPC points or comfort can still be rejected or repriced. Credit committees look at what the work does to value, loan-to-value, void risk, the exit and the covenant. If the plan does not answer those questions, the application stalls, broker fees are wasted and the sequencing has to be redone.
We have worked inside that process. We test your plan the way a committee would, close the gaps, and help you present it so the green or sustainability-linked element strengthens the case rather than complicating it.
What you get
Bankability review
Your plan tested against the questions a credit committee asks: value impact, LTV, voids, exit and covenant fit.
Green loan eligibility screen
Projects tested against the Green Loan Principles, with gaps and missing evidence flagged.
Sustainability-linked KPIs
For SLLs, KPIs that are material to the business and targets ambitious enough to be credible.
Evidence pack
EPCs, surveys, quotes, certifications and baseline data, organised the way a lender will read them.
How it works
- Call. We discuss the asset or project, the finance you want and your timeline.
- Review. A short readiness review with a clear view of strengths and gaps.
- Prepare. We help you close the gaps and assemble the evidence.
- Brief. You or your broker go into the lender conversation knowing what will be asked.
Verdintel does not arrange credit, recommend specific lenders or give regulated financial advice. We help you prepare. Your lender or an authorised broker makes the decision.
Who this is for
- Landlords approaching refinance with a retrofit plan
- Mortgage and commercial finance brokers pre-qualifying clients
- SMEs and developers seeking green or sustainability-linked loans
Engagement
Fixed-fee review, with optional support through to application. Brokers can ask about working on behalf of clients.
Start with a 30-minute call
Tell us about the property, the portfolio or the finance you need. We will tell you plainly whether we can help, and what a fixed-fee piece of work would look like.